USDA and FHA Pro and Con in Cut-Bank, Glacier County, MT

In 2025, the USDA loan limit in Cut-Bank, county of Glacier, MT, stands at $285,000. For a single-family home, the FHA limit is $356,362.

Employ Lendersa®'s USDA loan calculator to compare the top rates today between USDA and FHA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in aligns best with your financial situation.

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2025 Loan Limits and Down Payment Requirements in Cut-Bank, County of Glacier, MT

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in Cut-Bank, MT

Lendersa® aims to quickly provide you the best USDA or FHA loan with ease. Choose from one of three starting points to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fergus Federal Credit Union
  • 106 East Janeaux, Lewistown, MT, 59457
  • Fergus Federal Credit Union is locally owned and operated. That means all decisions are made locally, by those who live and work in our community. Decisions can be made more quickly and on a more personal basis. It also means that we're better able to keep in touch with you and your needs.
  • Bank CDA
  • 912 Northwest Boulevard, Coeur D Alene, ID, 83814
  • Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
  • All American Liberty Mortgage Inc
  • 315 East Indiana Avenue, Coeur D Alene, ID, 83814
  • Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.
  • Secured Investment Corp
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Secured Investment Corp gives lenders and real estate investors the ability to connect and build powerful and profitable strategic alliances. Lenders are able to grow their net returns on their invested capital and Real Estate Investors are able to grow their investment portfolios. NMLS number is as follows #1760709
  • Lake City Servicing
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.
  • Private Money Exchange
  • 701 E. Front Ave, 2nd Floor, Coeur D Alene, ID, 83814
  • Private Money Exchange.com is the fastest growing provider of captial to real estate investors nationwide. If you are a new, or seasoned real estate investor looking for funding for your real esate investment opportunities, look no further than PrivateMoneyExchange.com. With a unique and proprietary platform
  • Citizens Bank & Trust Company
  • 32 Central Avenue North, Harlowton, MT, 59036
  • The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
  • Thelen Mortgage
  • 11 West Main St, Suite 220, Belgrade, MT, 59714
  • Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.