USDA Loan Vs. FHA loan for Asheboro, NC [Randolph County Rates 2023]

In 2025, USDA loan limit in Asheboro, county of Randolph, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Asheboro, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(614) 796-4747 360 miles Lender's profile and map Reviews Buckeye State Bank 9494 Wedgewood Blvd, Powell, OH, 43065 Buckeye Nation Interim, a company formed by a diverse team of local business leaders, purchased the bank and in September 2014, the bank name was changed to Buckeye State Bank. The name change publicly reflects the beginning of a new chapter of offering our members in all of Ohio the “big bank
(614) 781-7900 360 miles Lender's profile and map Reviews BancOhio Financial 271 South Liberty, Powell, OH, 43065 At BancOhio, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(614) 687-1964 360 miles Lender's profile and map Reviews One Choice Lending Group LLC 80 Grace Drive, Shawnee Hills, OH, 43065 We are one of the most resourceful and dedicated team of hard money and fix & flip investment property mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
(800) 981-5474 360 miles Lender's profile and map Reviews Kish Bank 4255 East Main Street, Belleville, PA, 17004 At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
(717) 564-3081 360 miles Lender's profile and map Reviews Blue Chip Federal Credit Union 5050 Derry Street, Harrisburg, PA, 17111 Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
(717) 232-3526 360 miles Lender's profile and map Reviews Belco Community Credit Union 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111 Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
(502) 426-1333 361 miles Lender's profile and map Reviews Jefferson Financial Services, Inc. 5618 Bardstown Rd, Louisville, KY, 40291 Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.
(256) 659-2175 361 miles Lender's profile and map Reviews Liberty Bank 40956 Alabama Highway 75, Geraldine, AL, 35974 Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
(256) 237-2113 361 miles Lender's profile and map Reviews Fort McClellan Credit Union 1010 Golden Springs Road, Anniston, AL, 36207 Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
(256) 225-0010 361 miles Lender's profile and map Reviews Providence Mortgage PC 311 East 11th Street, Anniston, AL, 36207 Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
(256) 237-5177 361 miles Lender's profile and map Reviews Jackson Mortgage Company, Inc. 1119 Leighton Ave., Anniston, AL, 36207 Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.