FHA Vs. USDA loan program for Troy, Montgomery County, North Carolina

In 2025, USDA loan limit in Troy, county of Montgomery, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Troy, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(262) 284-4416 694 miles Lender's profile and map Reviews The Port Washington State Bank 206 North Franklin Street, Port Washington, WI, 53074 Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
(504) 280-6496 695 miles Lender's profile and map Reviews UNO Federal Credit Union 2000 Lakeshore Drive, New Orleans, LA, 70148 Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
(608) 362-8983 695 miles Lender's profile and map Reviews Teachers Credit Union WI 2315 Prairie Avenue, Beloit, WI, 53511 Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
(608) 363-8000 695 miles Lender's profile and map Reviews First National Bank and Trust Company 345 E Grand Avenue, Beloit, WI, 53511 First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
(608) 364-8911 695 miles Lender's profile and map Reviews Blackhawk Bank 400 Broad Street, Beloit, WI, 53511 Blackhawk Bank is a leading community bank serving clients in northern Illinois and southern Wisconsin. Eight full service banking centers are located along the corridor that stretches from Beloit, Wisconsin to Belvidere, Illinois. Experience a relaxed atmosphere where highly respected.
(815) 708-2267 695 miles Lender's profile and map Reviews First Community Credit Union 1702 Park Ave, Beloit, WI, 53511 First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
(262) 367-1900 695 miles Lender's profile and map Reviews Town Bank, National Association 850 W N Shore Dr, Hartland, WI, 53029 Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.
(786) 601-9303 695 miles Lender's profile and map Reviews Pink Elephant Mortgage INC 1040 South East 19 Avenue, Homestead, FL, 33035 We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
(504) 837-0550 695 miles Lender's profile and map Reviews Eureka Homestead Loan Office 720 Harrison Ave, Suite A, New Orleans, LA, 70124 Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
(815) 225-7171 695 miles Lender's profile and map Reviews Milledgeville State Bank 451 North Main Street, Milledgeville, IL, 61051 Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person