USDA Vs. FHA Pro and Con comparison in Troy, Montgomery County, NC
In 2025, the USDA loan limit for Troy, in Montgomery county, NC, is $336,500. Conversely, the limit for FHA regarding a single-family home is $472,030.
With the Lendersa® USDA loan calculator, compare today’s best rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you choose the program that suits your financial situation best in .
2025 Loan Limits and Down Payment Requirements in Troy, Montgomery, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Troy, NC
The aim of Lendersa® is to secure for you the best USDA or FHA loan efficiently and without hassle. Choose from three starting points that will lead you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available in rural neighborhoods only. Unlike FHA loans requiring a 3.5% down payment minimum, USDA loans require no down payment.
Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
2121 West Airport Freeway, Suite 550, Irving, TX, 75062
Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
4425 W Airport Freeway, Suite 236, Irving, TX, 75062
At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Founded in 2009, by mortgage banking professionals, Recovco is an industry leader in both quality and operational excellence and has proven results of serving clients with due diligence, valuations, quality control, underwriting, and auditing services for banks, mortgage companies, and other market participants.
We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1431 Greenway Drive, Suite 807A, Irving, TX, 75038
Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
1333 Corporate Drive, Suite 108, Irving, TX, 75038
Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
7789 Southwest Freeway, Suite 175, Houston, TX, 77074
Memorial Credit Union, originally chartered in 1953, is one of the oldest member owned financial institutions in southeast Texas. The credit union proudly serves the employees of the Memorial Hermann Healthcare System and their families, any person affiliated with the Healthcare System, and employees of many Houston area companies.
