In 2025, the USDA loan ceiling in Ramseur, located in the county of Randolph, NC, is $336,500. In contrast, the FHA limit for single-family homes is $472,030.
To evaluate current best USDA vs. FHA rates, make use of the Lendersa® USDA loan calculator. It will help you ascertain the essential income, credit score, reserves, and documents needed for qualifying. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side in Alabama, aiding in selecting the most appropriate financial program for your situation.
2025 Loan Limits and Down Payment Requirements in Ramseur, County of Randolph, NC
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Ramseur, NC
Lendersa® is committed to helping you swiftly and smoothly acquire the finest USDA or FHA loans. Choose from three beginning paths that pair you with lenders and USDA loan options.
The USDA home loan, validated by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is specifically offered in rural areas. Unlike FHA loans, which typically demand a 3.5% minimum down payment, USDA mortgage loans require no down payment whatsoever.
AMUSA Commercial Capital is a 31-year-old non-bank small-balance commercial lender funding in most states. We fund most commercial property types. Our loan programs include funding investment and owner-occupied properties. We do not require business or personal tax returns, or financial statements. We have lite doc and no doc programs. We h
200 Taylor Street, Suite 215, Fort Worth, TX, 76102
In 1955, a group of Tarrant County employees came together to fulfill their vision - the creation of a credit union to serve the unique needs of Tarrant County staff members. Since that time, TCCU has grown into an award-winning $104M credit union, serving over 11, 200 members and We're now in five Tarrant County facilities.
EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.
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801 Cherry Street, Suite 3500, Fort Worth, TX, 76102
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600 West 6th Street, 4th Floor, Fort Worth, TX, 76102
Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
201 Commerce St, Suite 1445, Fort Worth, TX, 76102
At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
