In 2026, the USDA loan limit for Belmont, in Gaston county, NC, is $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Discover the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan quickly, without hassle. Choose one of three paths to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government, known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them a highly appealing option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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