USDA Vs. FHA Pro and Con comparison in Gastonia, Gaston County, NC
In 2025, the USDA loan ceiling for a single-family home in Gastonia, located in the county of Gaston, NC is $336,500, whereas the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's most favorable USDA and FHA rates, and ascertain the necessary income, credit, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator allows you to view the USDA, FHA, Conforming, and VA loan programs side by side, aiding in selecting the optimal program in tailored to your unique financial scenario.
Review the 2025 Loan Limits and Down Payment Needs in Gastonia, Gaston, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Gastonia, NC
The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan for you. Begin with one of three avenues leading to matching lender connections and USDA loan programs.
A USDA home loan, which is granted by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, applies exclusively to rural areas. Unlike the FHA loans that require a minimal down payment of 3.5%, USDA mortgage loans are granted without any initial payment requirements.
WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.
1000 N West Street, Suite 1200-1812, Wilmington, DE, 19801
Our mission is to serve our customers with honesty, integrity & competence.Our goal is to provide commercial, investment & rental property refinancing & cash out refinance mortgage options for our clients.New City Financial offers decades of commercial real estate refinancing experience enabling our clients to fast-track funding in a matter of week
233 N. King Street, Suite 400, Wilmington, DE, 19801
College Ave, we’ve brought together a top-notch team of selfless problem solvers, each dedicated to doing the right thing for our customers. Our financial services experience runs deep, but our love of corporate red-tape does not, so we’ve created an environment that is comfortable, performance driven, and extremely collaborative.
1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806
The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.
24A Trolley Square, Unit 4048, Wilmington, DE, 19806
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WBG Commercial Lending specializes in Commercial Mortgage loans for commercial real estate including owner occupied and investment properties we offer loans of all types.
WBG Commercial Lending provides commercial real estate loan solutions in Delaware, Pennsylvania, Maryland, Ohio, New Jersey ,New York and most other states.
Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
Founded in 1919, Presence Bank is a state-chartered FDIC bank that provides the most up-to-date financial products and services accessible online or in person. We offer deposit and loan accounts for every stage of life, so individuals and families can count on building a relationship at a bank they can trust for years to come.
