USDA Vs. FHA Pro and Con comparison in Cramerton, Gaston County, NC
In 2025, the USDA loan limit for Cramerton in Gaston County, NC, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, determining the necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Cramerton, Gaston County, NC
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cramerton, NC
The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Select one of three starting points that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the Department of Agriculture, offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them more accessible to eligible borrowers.
4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
St. Thomas Federal Credit Union (STTFCU) is a non-profit financial organization with over 7, 500 members and assets of over $78 million dollars. Since 1952, STTFCU has been an integral part of the Virgin Islands community. We provide our members with opportunities to save, borrow, and improve their overall financial wellness.
Home Loan’s mission is to be the preeminent financial services company in Western Colorado. Our vision involves continuously evolving and growing our institution by adding new services and products, recruiting and retaining the best bankers, lenders and service staff, all the while merging cutting edge technology with traditional values.
As a financial cooperative, the best interests of our members and community have always been at the forefront of our business. From our humble beginnings, Western Rockies has become one of the largest local financial institutions serving Colorado’s Western Slope. Today, Western Rockies FCU has 13,600 members and locations in Grand Junction, Rifle.
Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.
Our Mission is To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community. Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners.
Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
Western Bank of Wolf Point is a locally owned bank that will serve its constituency with integrity & commitment for the well-being & survival of our community. The bank contributes pro-active leadership & human resources to help our community. The bank provides the necessary products & services to accommodate the diverse needs of our customers.
