USDA Vs. FHA Pro and Con comparison in Black-Mountain, Buncombe County, NC
During 2025, the USDA loan cap in Black-Mountain, situated in Buncombe county, NC, amounts to $285,000. In comparison, the limit for an FHA loan on a single-family home is set at $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA loans as of today. This tool assists in figuring out the necessary income, credit score, reserve amounts, and documentation needed for qualification. Our robust mortgage calculator is designed to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program in that matches your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Black-Mountain, Buncombe County, NC
Loan Type
Loan Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Black-Mountain, NC
The objective of Lendersa® is to provide you with the swiftest and most seamless access to the best USDA or FHA loans possible. Choose from three beginning routes that lead to lender matches alongside suitable USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture and is commonly referred to as the USDA rural development loan or mortgage. Available exclusively in rural regions, this loan offers a no-down-payment option, in contrast to FHA loans which require a minimum of 3.5% as a down payment.
This setup makes USDA loans an attractive option for those residing in eligible rural locales, making homeownership more attainable with less upfront financial strain.
We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.
Liberty Mortgage Acceptance is a national commercial mortgage real estate lender offering long term fixed rate loan financing on all types of income property including office buildings, shopping centers, retail properties, apartments, multi-family, industrial, hotels, mobile home parks, R&D, congregate care, assisted living and nursing homes
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Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.
