USDA Loan Vs. FHA loan for Black-Mountain, NC [ best of 2023]

In 2025, USDA loan limit in Black-Mountain, county of Buncombe, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Black-Mountain, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(662) 234-6668 417 miles Lender's profile and map Reviews Oxford University Bank 1500 University Avenue, Oxford, MS, 38655 We are your hometown, home-owned Bank. We're dedicated to providing the citizens of Lafayette and Pontotoc Counties and the surrounding area with a level of personal services that's hard to find in this modern era of megabanks and automated financial services. Oxford University Bank is a locally owned and operated community bank.
(662) 234-7900 417 miles Lender's profile and map Reviews Mechanics Mortgage 2601 Jackson Ave W, Oxford, MS, 38655 Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
(901) 452-7900 417 miles Lender's profile and map Reviews Southern Security Federal Credit Union 765 W. Poplar Ave, Collierville, TN, 38017 Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that's through providing savings options, being a lending source or simply providing convenience, each member's needs are unique. We serve employees of companies all over the Mid South and across the nation.
(901) 854-0854 417 miles Lender's profile and map Reviews BankTennessee 1125 W Poplar Ave, Collierville, TN, 38017 It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business. BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile
(217) 857-3166 418 miles Lender's profile and map Reviews Teutopolis State Bank 106 East Main St., Teutopolis, IL, 62467 Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
(352) 495-9944 418 miles Lender's profile and map Reviews Drummond Community Bank 16449 SW Archer Road, Archer, FL, 32618 Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
(618) 687-1711 418 miles Lender's profile and map Reviews The First Bank and Trust Company of Murphysboro 1403 Walnut Street, Murphysboro, IL, 62966 The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
(574) 753-3547 419 miles Lender's profile and map Reviews Diversified General Federal Credit Union 631 E Broadway, Logansport, IN, 46947 Diversified General Federal Credit Union was started in As a member-owned financial institution, we exist solely to improve the financial well-being of the members. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts, lower interest on loans, or new and improved services.
(800) 472-3272 419 miles Lender's profile and map Reviews Logansport Savings Bank 723 East Broadway, Logansport, IN, 46947 Logansport Savings Bank has been dedicated to serving the needs of our communities since 1925. We are committed to the growth and development of our customers, communities, employees, and shareholders as a proudly independent, profitable, and locally operated financial institution.
(814) 226-6000 419 miles Lender's profile and map Reviews Clarion County Community Bank 333 Main Street, Clarion, PA, 16214 Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.
(410) 336-4329 419 miles Lender's profile and map Reviews Freeland Financial 2104 Appaloosa Drive, Fallston, MD, 21047 Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..