USDA and FHA Pro and Con in Black-Mountain, Buncombe County, NC
During 2025, the USDA loan cap in Black-Mountain, situated in Buncombe county, NC, amounts to $285,000. In comparison, the limit for an FHA loan on a single-family home is set at $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA loans as of today. This tool assists in figuring out the necessary income, credit score, reserve amounts, and documentation needed for qualification. Our robust mortgage calculator is designed to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the optimal program in that matches your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Black-Mountain, Buncombe County, NC
Loan Type
Loan Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Black-Mountain, NC
The objective of Lendersa® is to provide you with the swiftest and most seamless access to the best USDA or FHA loans possible. Choose from three beginning routes that lead to lender matches alongside suitable USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture and is commonly referred to as the USDA rural development loan or mortgage. Available exclusively in rural regions, this loan offers a no-down-payment option, in contrast to FHA loans which require a minimum of 3.5% as a down payment.
This setup makes USDA loans an attractive option for those residing in eligible rural locales, making homeownership more attainable with less upfront financial strain.
389 Washington Road, Office 2, Sayreville, NJ, 08872
The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families.
Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
800 E Northwest Hwy, Suite 718, Palatine, IL, 60074
Flagship Lending Inc and our experienced loan officers have helped numerous first-time home buyers, home-owners, and real estate partners to find the right mortgage products that fits in their individual needs. From FHA loan, conventional mortgage, to jumbo mortgage products or investment property loans.
We are a family-owned, community bank that provides both personal and business banking services. With rich local connections, PSB has been serving the area since 1950 and continues to serve Princeville, Peoria and surrounding communities with our core values of service, commitment and trust.
Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.
Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834.
A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
At Bank of Brookhaven it's all about you!
We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment
