USDA Vs. FHA your options comparison in Marion, McDowell County, NC
In 2025, the USDA loan limit for Marion, within McDowell county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare the best rates between USDA and FHA offerings today. It helps you evaluate the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Marion, McDowell, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Marion, NC
The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. Choose one of three strategic paths to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a compelling option for qualifying borrowers.
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The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
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