USDA and FHA Pro and Con in Marion, McDowell County, NC

In 2025, the USDA loan limit for Marion, within McDowell county, NC, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the best rates between USDA and FHA offerings today. It helps you evaluate the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Marion, McDowell, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marion, NC

The goal of Lendersa® is to swiftly secure the best possible USDA or FHA loan with minimal hassle. Choose one of three strategic paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in NC

A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none, offering a compelling option for qualifying borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
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  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
  • A.A. Genesis Investments, LLC
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  • Mortgage Pros
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  • Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
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  • Yuma County Federal Credit Union
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  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
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