USDA VS FHA in Kings-Mountain, Cleveland County, NC
In the year 2025, the USDA loan limit in Kings-Mountain, within Cleveland county in NC, is set at $285,000, whereas for a single-family house, the FHA loan ceiling is $356,362.
Leverage the Lendersa® USDA loan calculator to compare the premier rates of USDA and FHA loans today. It helps you understand the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the best plan in for your finances.
Loan Limits and Down Payment Needs in Kings-Mountain, Cleveland County, NC, 2025
Loan Type
Loan Maximum
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Kings-Mountain, NC
The aim of Lendersa® is to facilitate swift and hassle-free access to the best USDA or FHA loan. Choose from three pathways to connect with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Available solely in rural areas, this type of loan requires no down payment, unlike FHA loans, which start at a 3.5% down payment.
3220 Tillman Drive, Suite 200, Bensalem, PA, 19020
BizLender is a leading provider of alternative funding solutions to U.S. businesses. Comprised of a team of experienced professionals that work with integrity and accountability. We value the individuality of each business and promise to put the needs of our customers first. BizLender consistently works to shorten the funding process.
Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
Aarna Mortgage LLC is located in Bensalem, PA, United States and is part of the Activities Related to Credit Intermediation Industry. Aarna Mortgage Serving all of NEW JERSEY AND PENNSYLVANIA. We want you to compare us with other brokers. No obligation free quote. Get lowest cost mortgage and save thousands.
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Lotus Mortgage Corp, Licensed in Pennsylvania and Texas, is an established business of over 28 years, since 1991. We are extremely dedicated towards helping our clients secure their financial future, hence nearly 95% of our business is from referrals from past clients, business colleagues, as well as established real estate agents.
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626 Jacksonville Road, Suite 250, Warminster, PA, 18974
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
626 Jacksonville Road, Suite 230, Warminster, PA, 18974
At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
