USDA Vs. FHA Pro and Con comparison in Carolina-Beach, New Hanover County, NC
In 2025, the USDA loan limit in Carolina-Beach, located in New Hanover county, NC is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare the leading USDA versus FHA rates available today, and helps determine the necessary income, credit, reserves, and documents required to qualify. Equipped with our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Carolina-Beach, New Hanover County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Carolina-Beach, NC
The objective at Lendersa® is to quickly secure the most suitable USDA or FHA loan with minimal hassle. Choose from three initial steps to match with lenders and access USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is available exclusively in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, enhancing accessibility for homebuyers in rural areas.
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact.
We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity
We are a team of highly experienced, certified finance professionals who have the expertise to create custom business loans for your company. Our experts care deeply about customer service and are ready to work closely with you to set up a financial plan. Our portfolio of products is wide-ranging,
865 West Carmel Drive, Suite 112, Carmel, IN, 46032
Established in July 2004 Atlantic Mortgage Inc. offers wholesale mortgage lending to consumers in Indiana and Florida. Atlantic Mortgage Inc. has developed an excellent reputation as a preferred mortgage brokerage firm. Serving the lending needs of home buyers, realtors/brokers, and custom builders.
11595 N. Meridian St, Suite 200, Indianapolis, IN, 46032
For over 40 years, the goal of INvestEd has been to provide students with solutions to put higher education within reach. We believe strong choices before college are the best way to limit excessive student loan debt after college. That’s why our efforts focus on providing friendly, free, expert financial aid help to students, families
CPL Investments company individually run with Constantine at the helm, has grown into a fully functional team focused on building systems and processes to execute investments quickly. Developing a more robust internal team of thinkers and problem solvers has increased efficiencies and helped.
Milestone Home Lending, LLC is a premier mortgage lender located in Indiana offering the highest level of expertise and personal attention to every individual client we serve. Whether you’re a first-time homebuyer or moving up to a better home, your satisfaction is our #1 priority.
Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
