USDA VS FHA in Carolina-Beach, New Hanover County, NC
In 2025, the USDA loan limit in Carolina-Beach, located in New Hanover county, NC is $285,000. Conversely, the FHA limit for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare the leading USDA versus FHA rates available today, and helps determine the necessary income, credit, reserves, and documents required to qualify. Equipped with our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Carolina-Beach, New Hanover County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Carolina-Beach, NC
The objective at Lendersa® is to quickly secure the most suitable USDA or FHA loan with minimal hassle. Choose from three initial steps to match with lenders and access USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is available exclusively in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, enhancing accessibility for homebuyers in rural areas.
Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
"CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities.
We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals.
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PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
1545 River Park Drive, Suite 335, Sacramento, CA, 95815
Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
This is a new and innovative home ownership program that allows qualified home buyers to buy homes with 1% down payment. You may have owned a home before and are presently renting, or maybe you are a first time home buyer and need a way to break into the housing market but are holding back.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
