USDA Vs. FHA Pro and Con comparison in Silver-Lake, New Hanover County, NC
In 2025, the USDA loan limit for Silver-Lake, located in New Hanover county, NC, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
To explore today's optimal USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA offers side by side, aiding in selecting the most fitting program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Silver-Lake, New Hanover County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Silver-Lake, NC
The goal of Lendersa® is to provide the best USDA or FHA loan swiftly and without hassle. Choose from three pathways that align you with suitable lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is referred to as a USDA rural development loan or mortgage. This loan is available only in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, the USDA loan requires none, enhancing accessibility for rural purchasers.
When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.
"SouthPoint Financial Services is a full service, Georgia based, mortgage lender which offers government backed loans and conventional loans.
We can help you buy your first home or refinance your existing home, vacation home, or investment property. We've also expanded to twelve states to better service clients around the country"
Eagle Home Loans is 100% veteran owned and operated. We pride ourselves on being in touch with the needs of the local community and providing affordable housing options to the town of Clarksville as well as the citizens of the state of Tennessee. Eagle Home Loans specializes in Veterans Affair (VA) Mortgages which allow active duty military
3419 Brook Crossing Drive Suite #108, Navarre, FL, 32566
A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
8402 Little John Junction Road, Navarre, FL, 32566
A & A Mortgage was first established in the Tampa / Brandon Area in February of 2000, off Oakfield Drive. In January of 2008, we moved into our beautiful new building on the corner of Bloomingdale Avenue and Bell Shoals Avenue in Valrico, Florida. We are conveniently located in the Plaza Bella Center.
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
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We are open Monday through Friday, and Saturday and Sunday by appointment."
Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square.
Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
