USDA VS FHA in Boiling-Spring-Lakes, Brunswick County, NC

In 2025, the USDA loan limit for Boiling-Spring-Lakes, nested within Brunswick County of NC, is set at $285,000. Meanwhile, the FHA limit for a single-family home is capped at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates, helping you gauge the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in suited for your particular financial needs.

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2025 Loan Limits and Down Payment Requirements in Boiling-Spring-Lakes, Brunswick County, NC

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Boiling-Spring-Lakes, NC

The main objective of Lendersa® is to efficiently secure the best USDA or FHA loan without hassle. Select from one of three starting points that guide you to matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in NC

USDA home loans, insured by the government through the Department of Agriculture, are also called USDA rural development loans. These loans are only available in rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment, enhancing accessibility for rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • HouseAmerica Financial
  • 1010 Foothill Blvd, La Canada Flintridge, CA, 91011
  • We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
  • BWA Mortgage
  • 707 Foothill Blvd, Suite 202, La Canada Flintridge, CA, 91011
  • BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
  • Calstar Realty and Mortgage
  • 1033 Foothill Boulevard, La Canada Flintridge, CA, 91011
  • Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.
  • David Kutner-The Friendly Lender
  • 607 Foothill Blvd #494, La Canada Flintridge, CA, 91011
  • Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
  • LowRates.com
  • 6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
  • LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
  • SunBridge Leasing Corporation
  • 6131 Orangethorpe Ave, Suite 310, Buena Park, CA, 90620
  • SunBridge Leasing Corporation is an asset based lending institution providing equipment financing solutions for businesses nationwide.It was founded to provide companies with the capital to expand or upgrade existing equipment in the order to compete in today's market. SunBridge Leasing accomplishes this through various lease programs.
  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.