USDA Loan Vs. FHA loan for Wilmington, NC [New Hanover County ]

In 2025, within Wilmington, New Hanover, NC, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and clarify the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial situation in .

Discovering USDA and FHA Loan Options in Wilmington, NC

The aim of Lendersa® is to connect you quickly with the most suitable USDA or FHA loans, without complications. Begin your search from one of three starting points to find matching lenders and USDA loan programs.

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Understanding the USDA Loan in NC

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

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(203) 618-4444 Lender's profile and map Reviews Strategy Mortgage Corp. 5 Edgewood Avenue, 2nd Floor, Greenwich, CT, 06830 Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
(203) 327-3327 Lender's profile and map Reviews Knighthead Funding, LLC 777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830 Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
(937) 898-7800 Lender's profile and map Reviews Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(570) 265-8410 Lender's profile and map Reviews Craftmaster Federal Credit Union 562 Shiner Road, Towanda, PA, 18848 The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
(216) 270-5530 Lender's profile and map Reviews Veritas Financial Group LLC 1060 Ledge Road, Medina, OH, 44256 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(330) 419-8243 Lender's profile and map Reviews COMMONWEALTH DIVERSIFIED LENDING 5000 Gateway Drive, Medina, OH, 44256 Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
(330) 410-3770 Lender's profile and map Reviews Consolidated Funding Corp 2425 Medina Road, Medina, OH, 44256 CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
(800) 413-5857 Lender's profile and map Reviews Crossroads Home Loans 2530 Medina Road, Suite 100, Medina, OH, 44256 "At Crossroads Home Loans. We are a web based Mortgage Firm. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services. Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
(561) 753-9693 Lender's profile and map Reviews Continental Capital Funding Corp 16156 Key Lime Blvd, Loxahatchee, FL, 33470 I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
000-000-0000 Lender's profile and map Reviews Block Financial Resources 17888 67th Court North, Loxahatchee, FL, 33470 Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
000-000-0000 Lender's profile and map Reviews All Shores Mortgage 17888 67th Ct N, Loxahatchee, FL, 33470 We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.