USDA Loan Vs. FHA loan for Winston-Salem, NC [ best of 2023]

In 2025, USDA loan limit in Winston-Salem, county of Forsyth, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winston-Salem, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(717) 637-4699 311 miles Lender's profile and map Reviews Allcredit Home Loans, Inc 228 Baltimore Street, Hanover, PA, 17331 We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
(717) 630-9300 311 miles Lender's profile and map Reviews Affordable Home Mortgage, Inc. 300 Baltimore Street, Hanover, PA, 17331 Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(724) 375-0488 311 miles Lender's profile and map Reviews Friendly Federal Credit Union 2000 Main Street, Aliquippa, PA, 15001 At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full
(724) 375-0248 311 miles Lender's profile and map Reviews A&S Federal Credit Union 2283 Broadhead Road, Aliquippa, PA, 15001 The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.
(724) 275-5071 311 miles Lender's profile and map Reviews The Cheswick Atomic Division Federal Credit Union 420 Low Grade Road, Cheswick, PA, 15024 Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members. The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
(404) 816-4700 311 miles Lender's profile and map Reviews HBS Mortgage, LLC 8228 River Pointe Overlook, Winston, GA, 30187 For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
(770) 567-7211 311 miles Lender's profile and map Reviews United Bank 685 Griffin St, Zebulon, GA, 30295 United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
(724) 224-1777 311 miles Lender's profile and map Reviews PPG & Associates FCU 101 Bailies Run Road, Creighton, PA, 15030 PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
(800) 225-1620 311 miles Lender's profile and map Reviews Hancock County Savings Bank 351 Carolina Avenue, Chester, WV, 26034 The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
(423) 942-5151 312 miles Lender's profile and map Reviews Tower Community Bank 4564 Main Street, Jasper, TN, 37347 At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities. We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
(724) 266-7675 312 miles Lender's profile and map Reviews New Alliance FCU 835 Merchant Street, Ambridge, PA, 15003 Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations