USDA Vs. FHA your options comparison in Winston-Salem, Forsyth County, NC
In 2025, the USDA loan limit in Winston-Salem, located in Forsyth, NC, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator today to compare the top USDA versus FHA rates. Discover the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Winston-Salem, Forsyth, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Winston-Salem, NC
Lendersa® aims to efficiently offer you the optimal USDA or FHA loans, hassle-free. Choose from three initial paths to find lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment.
6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
"Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions.
Our staff work on keeping up to date with every aspect of the industry.
Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
L.A. Electrical Workers Credit Union has been offering members a wide variety of financial services. Unlike banks that are owned by a few stockholders, L.A. Electrical Workers Credit Union is owned by its members. This difference means profits are returned to members through higher yields on savings, lower rates on loans, more convenience, and fewe
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
"5 Star Loans is a trustworthy car title loan company providing its customers with a solution to a better financial future.
Car title loans can be a quick fix for a financial difficulty. However, finding a long-term cure for your budgeting problems is what 5 Star Loans providing its customers."
2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
