In 2025, the USDA loan limit in Midway, Davidson county, NC, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's USDA and FHA rates. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the program in that best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Midway, Davidson County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Midway, NC
Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and effortlessly. Choose one of three paths to connect with lenders and access USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan, is government-backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans need no down payment, making them more accessible to eligible rural buyers.
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.
As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.
With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches