USDA Loan Vs. FHA loan for Dallas, NC [ best of 2023]

In 2025, USDA loan limit in Dallas, county of Gaston, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dallas, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(844) 288-5617 695 miles Lender's profile and map Reviews Settlers Bank 4021 Meridian Drive, Windsor, WI, 53598 Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
(508) 557-1597 695 miles Lender's profile and map Reviews East Coast Financial Corp. 1460 Fall River Avenue, Seekonk, MA, 02771 "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family. We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
(508) 673-9210 696 miles Lender's profile and map Reviews Santo Christo FCU 149 Columbia Street, Fall River, MA, 02721 Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
(508) 212-6063 696 miles Lender's profile and map Reviews First Class Mortgage Company 99 S. Main Street, Suite 154, Fall River, MA, 02721 Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
(508) 678-9028 696 miles Lender's profile and map Reviews Fall River Municipal Credit Union 333 Milliken Blvd, Fall River, MA, 02721 Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees
(508) 829-5447 696 miles Lender's profile and map Reviews Face-To-Face Mortgage Company 554 Reservoir Street, Holden, MA, 01520 Face To Face is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(479) 938-2511 696 miles Lender's profile and map Reviews Logan County Bank 524 Main Street, Scranton, AR, 72863 Since 1926, Logan County Bank has been serving our local communities. We take pride in knowing our customers and meeting their financial needs.We have two locations. The original bank located in Scranton, AR was built in 1913. It has changed over the years, starting out as the bank, drugstore, post office, and doctor’s office.
(401) 722-2212 696 miles Lender's profile and map Reviews Pawtucket Credit Union 1200 Central Ave, Pawtucket, RI, 02861 In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work. Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
(401) 475-1600 696 miles Lender's profile and map Reviews Seacoast Mortgage Corporation 267 Newport Avenue, Pawtucket, RI, 02861 At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
(401) 658-0010 696 miles Lender's profile and map Reviews Cumberland Municipal Employees Federal Credit Union 2145 Diamond Hill Road, Cumberland, RI, 02864 Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
(508) 752-1122 696 miles Lender's profile and map Reviews Worcester Fire Dept Credit Union 34 Glennie Street, Worcester, MA, 01605 Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments