In 2026, the USDA loan limit for Dallas in Gaston County, NC is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates, and check the income, credit reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you decide which option is best for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Dallas, Gaston County, NC
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dallas, NC
The objective of Lendersa® is to efficiently secure you the most suitable USDA or FHA loan without complications. Choose one of three starting methods to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture and is only available in rural areas. Unlike FHA loans that require a minimum 3.5% downpayment, USDA loans require no down payment.
1111 Bessemer City Kings Mountain Highway, Bessemer City, NC, 28016
Lends in North Carolina
The organizational meeting of LCA Federal Credit Union was held on December 17, 1956. Thirty eight potential members attended along with the nine members that incorporated the credit union idea. Officers were elected and guidelines were established. The first Directors meeting was held immediately after the organizational meeting.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school, or worships in Gaston or Cleveland County,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
10130 Perimeter Pkwy, Suite 200, Charlotte, NC, 28216
Lends in North Carolina
UT Financial Services, LLC is a national commercial real estate consultant firm based out of Charlotte, North Carolina. UT Financial Services provides a full spectrum of financing options for real estate projects including debt, mezzanine, equity, and bridge financing. UT Financial Services also assists clients with business expansion
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Lends in North Carolina
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
