USDA Vs. FHA Pro and Con comparison in Lowesville, Lincoln County, NC
In 2025, the USDA loan limit for Lowesville in Lincoln, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to check out today's USDA vs. FHA rates. Determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lowesville, Lincoln, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lowesville, NC
The goal of Lendersa® is to get you the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and the USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and also called a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require none.
600 17th Street, Suite 2800 South, Denver, CO, 80022
footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions.
Footprint Mortgage is a client-centric firm.
2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine
6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
913 Dancing Horse Drive, Colorado Springs, CO, 80919
Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients
6385 Corporate Drive, Suite #301, Colorado Springs, CO, 80919
From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.
The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.
