USDA Vs. FHA your options comparison in Lowesville, Lincoln County, NC

In 2025, USDA loan limit in Lowesville, county of Lincoln, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lowesville, county of Lincoln, NC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lowesville, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties
  • Sanborn Mortgage Corporation
  • 35 North Main Street, West Hartford, CT, 06107
  • At Sanborn Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.
  • SELH Federal Credit Union
  • 23455 Sparrow Road, Mandeville, LA, 70448
  • SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
  • Paramount Capital Funding Group
  • 1816 Neva Court, Mandeville, LA, 70448
  • As a broker, we have wholesale access to multiple lending platforms. This means we are able to place your particular project with the best lending source for your needs. We stay current with all the best programs available on a monthly basis and keep our clients needs as our top priority.
  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
  • NLG Mortgage Services
  • 800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • South Atlantic Federal Credit Union
  • One West Camino Real, Suite 110, Boca Raton, FL, 33432
  • South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.