USDA Vs. FHA your options comparison in Etowah, Henderson County, NC
As of 2025, the USDA loan cap in Etowah, within Henderson county, NC, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to assess and compare the leading rates for USDA versus FHA loans available today. Discover the required income, credit levels, reserves, and documents to qualify. Our state-of-the-art mortgage calculator lets you compare side-by-side the USDA, FHA, Conforming, and VA loans, to assist you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Etowah, Henderson County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Etowah, NC
The primary objective of Lendersa® is to swiftly provide access to the best possible USDA and FHA loans, eliminating any hassle. Start with one of three methods to secure a match with lenders and explore USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also termed the USDA rural development loan or mortgage, is available only in rural zones. It requires no down payment, contrasting with FHA loans that demand at least 3.5% down.
Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families.
Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
High Power Capital Group is revolutionizing the process of capital finance for businesses. Our acumen is built upon years of lending and relationship building within our industry to provide a simplistic resource for businesses to obtain working capital with the lowest industry rates and minimal stipulations.
Manasquan Bank has been dedicated to helping our community grow and thrive since 1874 with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities and we take pride in providing you with the latest banking solutions.
Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled).
we're proud to be your hometown, independent bank.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
