In 2025, the USDA loan limit for Flat-Rock, located in Henderson county, NC, is $285,000. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Flat-Rock, Henderson, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Flat-Rock, NC
Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
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Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
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