USDA Vs. FHA Pro and Con comparison in Flat-Rock, Henderson County, NC
In 2025, the USDA loan limit for Flat-Rock, located in Henderson county, NC, is $285,000. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Flat-Rock, Henderson, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Flat-Rock, NC
Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.
Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
we have proudly served Texas for more than 60 years. Plains State Bank is committed to elevating the economic position of our individual and business customers and to the development of the communities we serve. We bring you the best in full service banking backed by local ownership.
8790 FM 1960 Bypass W, Suite A 500, Humble, TX, 77338
United Energy Credit Union has been open since 1934. The credit union has assets totaling $29.41 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338
Houston Belt & Terminal Federal Credit Union was organized in 1949. Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership. HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.
Layton Mortgage
We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
11500 State Highway 121, Suite 410, Frisco, TX, 75035
Greatwall, Inc’s mission is to provide all clients with the perfect mortgage programs and real estate deals that are tailored to fit your unique situation at some of the most competitive rates in the nation.
After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
"Loan Star Mortgage Buying a home is about more than interest rates.
You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help"
Rama attributes his success to excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Rama to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives.
