USDA Vs. FHA Pro and Con comparison in Farmville, Pitt County, NC

For 2025, the USDA loan limit in Farmville, located in Pitt county of NC, is noted at $336,500. By comparison, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's USDA vs. FHA rates thoroughly. Determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in is optimal for your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Farmville, Pitt County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Farmville, NC

At Lendersa®, the mission is to efficiently provide you with the best USDA or FHA loan available, quickly and without hassle. Select from one of three starting pathways to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require none, increasing affordability for eligible buyers in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Profile Home Loans Inc
  • 6225 South Van Gordon Way, Littleton, CO, 80127
  • Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
  • Pivot Lending Group
  • 10397 W Centennial Rd, Littleton, CO, 80127
  • Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
  • Cognitive Options Group
  • 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
  • Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates