USDA VS FHA in Farmville, Pitt County, NC

For 2025, the USDA loan limit in Farmville, located in Pitt county of NC, is noted at $336,500. By comparison, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's USDA vs. FHA rates thoroughly. Determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in is optimal for your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Farmville, Pitt County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Farmville, NC

At Lendersa®, the mission is to efficiently provide you with the best USDA or FHA loan available, quickly and without hassle. Select from one of three starting pathways to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require none, increasing affordability for eligible buyers in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Palm State Mortgage Company
  • 1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
  • Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
  • Allied Mortgage Group
  • 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
  • Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
  • Boyd Management
  • 1085 W Morse Blvd, Winter Park, FL, 32789
  • Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
  • Monson Savings Bank
  • 146 Main Street, Monson, MA, 01057
  • Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
  • Albany Hard Money
  • 12 Elmwood Rd, Albany, NY, 12204
  • We are not a company advertising in Albany that is located in another state. We are a local business owned by local private lenders that have been making loans to people just like yourself since 2006. We have written thousands of loans in the Albany region and know this market well. This means we can sit with you, face to face,