USDA Vs. FHA Pro and Con comparison in Greenville, Pitt County, NC

In 2025, USDA loan limit in Greenville, county of Pitt, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Greenville, county of Pitt, NC

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Greenville, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loan Specialists
  • 36139 Schoolcraft Rd, Livonia, MI, 48150
  • Home Loan Specialists was established in 1997. As an affiliate branch of Mortgage One, we have been providing residential loans in Michigan for more than 20 years. In that time frame, we have closed well over $1 Billion in mortgage transactions. We are a full-service mortgage lender offering all types of mortgage options.
  • Total Home Lending
  • 36887 Schoolcraft Road, Livonia, MI, 48150
  • At Total Home Lending, Our goal is simple, We want to match you with the best program to fit your needs and make the process as easy as possible. We are always on the lookout for talented individuals that share our philosophy Our Loan Officers have been doing business for over 20 years.
  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
  • Sock Mortgage LLC
  • 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
  • John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • "Victory Home Loans is a wholesale brokerage that was established in December of 2000. Scott Van Sickle is the broker & brings over 15 years of combined mortgage & real estate experience to the table.Being a wholesale broker gives us the unique advantage of giving superior service while at the same time delivering very competitive rates and
  • Nowland Mortgage
  • 38400 Hayes Rd, Clinton Township, MI, 48038
  • Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
  • Champion Community Credit Union
  • 16601 County Road 150, Courtland, AL, 35618
  • Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.
  • Parks Heritage FCU
  • 5 Murray Street, Glens Falls, NY, 12801
  • Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name. Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
  • Cooper's Cave Federal Credit Union
  • 92 Dix Avenue, Glens Falls, NY, 12801
  • Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets. Membership in this credit union is open to residents of Warren County,
  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • "As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f