USDA Vs. FHA Pro and Con comparison in Greenville, Pitt County, NC

As of 2025, the USDA loan cap in Greenville, within Pitt county, NC, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates, and assess necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best choice for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Greenville, Pitt, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Greenville, NC

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan promptly and efficiently. Choose one of three starting pathways to get matched with lenders and explore USDA loan programs in depth.

Lendersa USDA loan request and matching results

Defining a USDA Loan in NC

A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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