USDA and FHA Pro and Con in Grifton, Pitt County, NC
In 2025, the USDA loan limit is $336,500 for Grifton in Pitt, NC, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. Determine what income, credit, reserves, and documents are needed for qualification. Our mortgage calculator will show you USDA, FHA, Conforming, and VA programs side by side, helping to identify the best fit for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Grifton, Pitt, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Grifton, NC
Lendersa® aims to get you the optimal USDA or FHA loan quickly and without hassle. Choose one of three pathways that lead you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (also known as a USDA rural development loan), is available in rural areas only. Unlike FHA loans, which require a 3.5% down payment, the USDA mortgage requires none.
WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services.
After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.
Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
We pride ourselves on providing technologically advanced products and competitive pricing
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
