USDA Loan Vs. FHA loan for Winterville, NC [ best of 2023]

In 2025, USDA loan limit in Winterville, county of Pitt, NC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winterville, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(914) 761-8600 429 miles Lender's profile and map Reviews Jennings Realty Agency Corp 214 Mamaroneck Avenue, White Plains, NY, 10601 Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
(212) 634-7899 429 miles Lender's profile and map Reviews Direct Lending Group 34 South Broadway, White Plains, NY, 10601 Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
(423) 775-8400 429 miles Lender's profile and map Reviews Simply Bank 420 Third Avenue, Dayton, TN, 37321 SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.
(859) 367-1230 429 miles Lender's profile and map Reviews KUE Federal Credit Union 1 Quality Street, Lexington, KY, 40507 KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(859) 253-6013 429 miles Lender's profile and map Reviews Central Bank of Jefferson County 300 West Vine Street, Lexington, KY, 40507 Central Bank traces its roots back to 1938, when the Southern Industrial Loan Company was founded. Soon after that, the name was changed to Central Exchange Bank. In 1946, Garvice D. Kincaid purchased Central Exchange Bank and shortened the name to Central Bank. We’ve grown significantly from our humble beginnings at the corner of Short
(859) 440-1008 429 miles Lender's profile and map Reviews HSLC - Lexington Loan Production Office 444 E Main St 106, Lexington, KY, 40507 We offer loan services in Lexington while providing mortgage industry expertise in their next purchase or refinance. Our loan services include residential and commercial loans. Whether you're looking to buy a new home or car, purchase commercial property, buy farmland or farm equipment, you can get started with The Home Savings and Loan Company.
(570) 724-1800 429 miles Lender's profile and map Reviews Carson Consumer Discount Co 70 Main St, Wellsboro, PA, 16901 Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
(877) 838-2517 429 miles Lender's profile and map Reviews Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
(845) 987-1969 429 miles Lender's profile and map Reviews Synergy Mortgage 41 South Street, Suite A, Warwick, NY, 10990 Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
(931) 202-2096 429 miles Lender's profile and map Reviews PROMORTGAGE 3602 Peavine Road, Crossville, TN, 38571 ProMortgage we represent dozens of lenders and have vast knowledge of literally hundreds of mortgage products and the pros and cons of each for any given situation. ProMortgage advisors work for you and not the banks and we research and recommend the loan product that best fits your needs
(859) 253-3249 429 miles Lender's profile and map Reviews Central Kentucky Ag Credit 640 S Broadway, Lexington, KY, 40508 Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.