USDA and FHA Pro and Con in Garner, Wake County, NC
For 2025, the USDA loan ceiling in Garner, found in the county of Wake, NC, is $336,500; meanwhile, the FHA limit is $502,550 for a single-family household.
Use the Lendersa® USDA loan calculator to evaluate the best rates between today's USDA and FHA loans. Assess what income, credit, reserves, and documentation are necessary to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding you to decide which program in Alabama suits your financial needs best.
Loan limits and downpayment criteria for 2025 in Garner, Wake county, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$502,550
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Garner, NC
Lendersa® is committed to securing the best USDA or FHA loan for you, quickly and conveniently. Start with any of the three entry points to connect with the suitable lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part
6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience
Red Bridge Capital is an Alternative Finance Fund that lends in several key business verticals to provide unique financing options for borrowers. Red Bridge Capital can provide you with the capital you need for acquisition and development and vertical construction. Red Bridge Capital LLC operates as an unclassified investor.
2100 Pleasant Grove Blvd, Suite 160, Pleasant Grove, UT, 84062
Our Mission is to Prioritize Education and Transparency for not only consumers, but also for employees and Realtors. We believe that providing the Best Rates, Best Service, and the Best Home Loan will result in Happy Clients for life who refer their friends and family! We are mortgage brokers, and we work for you – not the bank.
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!
First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
