USDA Vs. FHA your options comparison in Holly-Springs, Wake County, NC
Within 2025, in Holly-Springs, part of Wake county, NC, the USDA loan limit is set at $297,100, while for a single-family home, the FHA limit is $371,450.
Explore Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the required income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator puts USDA, FHA, Conforming, and VA loans side by side for an easier decision on the appropriate program for your financial context in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Holly-Springs, Wake, NC
Loan Type
Loan Limit
Down Payment
USDA
$297,100
0%
FHA
$371,450
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Holly-Springs, NC
Lendersa® is dedicated to providing you with the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders alongside USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not demand any down payment at all.
Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter.
Founded on the principle of people helping people, our credit union provided
FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.
Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
1071 Ave Of The America, 3rd Floor, New York, NY, 10018
In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere.
As a member-owned, not-for-profit financial institution
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
