USDA Vs. FHA your options comparison in Henderson, Vance County, NC

As of 2025, the USDA loan limit in Henderson, situated in Vance county, NC, is established at $336,500. Meanwhile, the FHA loan limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA and FHA rates currently available. Determine what income, credit, reserves, and documentations are required to qualify. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program under 's financial conditions.

Review offers from 100 lenders

Loan Limits and Downpayment Needs for 2025 in Henderson, Vance, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Henderson, NC

The purpose of Lendersa® is to facilitate a rapid and straightforward process in obtaining the best USDA or FHA loans. Start with one of three steps to connect with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Insight into USDA Loans in NC

A USDA home loan, guaranteed by the government department of Agriculture (also known as a USDA rural development loan or mortgage), is available solely in rural areas. In contrast to FHA loans that require a minimum of 3.5% down payment, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Northeast Panhandle Teachers Federal Credit Union
  • 211 S Amherst Street, Perryton, TX, 79070
  • Northeast Panhandle Teachers FCU is a cooperative, not-for-profit organized to promote thrift and provide credit to members. It is member owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the day by day operations of the credit union.
  • The Perryton National Bank
  • 825 S. Main, Perryton, TX, 79070
  • Perryton National Bank, is a single facility bank located in the heart of Perryton, Texas serving Ochiltree County and the surrounding area. The Bank offers the services of a modern financial institution while maintaining the integrity and personalized service of a community bank
  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
  • The Bank Of Beaver City
  • PO Box 1279, Liberal, KS, 67905
  • The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special