FHA Vs. USDA loan program for Louisburg, Franklin County, North Carolina

In 2025, the USDA loan limit for Louisburg, located in Franklin county, NC, is $336,500, whereas the FHA limit for a single-family home is $502,550.

To compare today’s best USDA and FHA rates, use the Lendersa® USDA loan calculator. Assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options simultaneously, aiding your decision on the optimal program for your financial needs in .

Available USDA and FHA Loan Options in Louisburg, NC

The aim of Lendersa® is to secure you the best USDA or FHA loan quickly and efficiently. Choose your start among three paths that match you to lenders and USDA loan programs.

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Understanding USDA Loans in NC

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage and is offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.

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(912) 386-4700 Lender's profile and map Reviews Mount Vernon Bank 101 Railroad Avenue, Mount Vernon, GA, 30445 MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
(732) 747-7800 Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(732) 727-3500 Lender's profile and map Reviews Raritan Bay Federal Credit Union 491 Raritan Street, Sayreville, NJ, 08872 Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
(732) 254-7573 Lender's profile and map Reviews Parlin DuPont Employees Federal Credit Union 389 Washington Road, Office 2, Sayreville, NJ, 08872 The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
(732) 758-9300 Lender's profile and map Reviews TFS Mortgage Corporation Inc 437 Newman Springs Road, Lincroft, NJ, 07738 TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
(732) 560-1700 Lender's profile and map Reviews Somerset Savings Bank 220 W. Union Avenue, Bound Brook, NJ, 08805 Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
(330) 767-4345 Lender's profile and map Reviews Brewster Federal Credit Union 105 S Wabash Avenue, Brewster, OH, 44613 Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(570) 368-7401 Lender's profile and map Reviews Montoursville Area Federal Credit Union 999 North Loyalsock Avenue, Suite A, Montoursville, PA, 17754 The Montoursville Area FCU is a member owned & operated, not for profit financial cooperative striving to meet the financial needs of its members. The mission of our credit union is to serve our members needs by providing competitive rates for savings and loans. We will seek to maintain the financial stability and steady growth of our organization.
(732) 757-8526 Lender's profile and map Reviews Atlantis Mortgage 55 Oceanport Ave, West Long Branch, NJ, 07764 The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.
(908) 719-4300 Lender's profile and map Reviews Peapack-Gladstone Bank 500 Hills Drive, Suite 300, Bedminster, NJ, 07921 Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
(606) 735-2125 Lender's profile and map Reviews The First National Bank of Brooksville 105 Locust St, Brooksville, KY, 41004 The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable Auto Loans Farming Expense Loans Business Loans Personal Loans Home Equity Loans Farm Operating Loans Farm Purchase Loans.