USDA Loan Vs. FHA loan pro & con Louisburg, Franklin County, NC

In 2025, USDA loan limit in Louisburg, county of Franklin, NC is $336,500 while FHA limit is $502,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Louisburg, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

$Mid-Tex Federal Credit Union Logo$ (325) 248-6005 Lender's profile and map Reviews Mid-Tex Federal Credit Union 3808 Highway 377 South, Brownwood, TX, 76801 Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
$Cen-Tex Manufacturing Credit Union Logo$ 325-646-3551 Lender's profile and map Reviews Cen-Tex Manufacturing Credit Union 4488 Hwy 377 South, Brownwood, TX, 76801 On November 6, 1979, the 3M plant manager, personal manager, and other staff members formed a board of directors and meet with the Texas Credit Union League to organize a new credit union to better serve the 3M community. The name Cen-Tex Manufacturing Credit Union was chosen to represent the bond shared by 3M employees.
(325) 372-5721 Lender's profile and map Reviews The City National Bank of San Saba 209 E Brown St., San Saba, TX, 76877 Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
(218) 253-2775 Lender's profile and map Reviews Red Lake Co-op Federal Credit Union 111 2nd Street SW, Red Lake Falls, MN, 56750 Red Lake Co Op Federal Credit Union has been open since 1949. The credit union has assets totaling $8.4 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
(830) 868-7131 Lender's profile and map Reviews Johnson City Bank 100 E Pecan St, Johnson City, TX, 78636 Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
(361) 526-2275 Lender's profile and map Reviews Refugio County Federal Credit Union 514 Swift Street, Refugio, TX, 78377 Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
(308) 537-7181 Lender's profile and map Reviews Flatwater Bank 900 Lake Avenue, Gothenburg, NE, 69138 Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
(308) 537-3684 Lender's profile and map Reviews First State Bank Nebraska 605 10th Street, Gothenburg, NE, 69138 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
(325) 854-1295 Lender's profile and map Reviews First Bank Texas 244 Market Street, Baird, TX, 79504 First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name
(512) 563-8471 Lender's profile and map Reviews Barton Springs Financial 801 Madison Ave, New Braunfels, TX, 78130 We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
(830) 632-5000 Lender's profile and map Reviews Bluebonnet Mortgage LLC 438 South Water Lane, New Braunfels, TX, 78130 Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders