USDA and FHA Pro and Con in Creedmoor, Granville County, NC
In 2025, USDA loan limit in Creedmoor, county of Granville, NC is $404,800 while FHA limit is $602,600 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Creedmoor, county of Granville, NC
Loan Type
Loan Limit
Down payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Creedmoor, NC
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
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