USDA VS FHA in Creedmoor, Granville County, NC

As of 2025, the USDA loan limit in Creedmoor, Granville County, NC, is $404,800, while the FHA limit for a single-family home is $602,600.

You can use the Lendersa® USDA loan calculator to compare today’s USDA against FHA best rates, and evaluate the income, credit, reserves, and necessary documents for qualification. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program suited to your financial situation in .

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Loan Limits and Downpayment Needs for 2025 in Creedmoor, Granville County, NC

Loan Type Loan Limit Downpayment
USDA $404,800 0%
FHA $602,600 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Creedmoor, NC

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Select one of three initial approaches to find matching lenders and USDA loan programs.

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Understanding USDA Loans in NC

A USDA home loan, also termed a USDA mortgage or USDA rural development loan, is guaranteed by the government’s Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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