USDA Vs. FHA Pro and Con comparison in Oxford, Granville County, NC
For 2025, the USDA loan limit in Oxford, within the county of Granville, NC, is $404,800. In contrast, the FHA limit for a single-family residence is $602,600.
Make use of the Lendersa® USDA loan calculator to compare the optimal rates for USDA versus FHA today. It helps in determining the necessary income, credit prerequisites, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your financial scenario.
Loan Limits and Down Payment Conditions for 2025 in Oxford, Granville County, NC
Loan Type
Loan Limit
Down Payment
USDA
$404,800
0%
FHA
$602,600
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Oxford, NC
The mission of Lendersa® is to secure the best USDA or FHA loan for you promptly and with ease. You can start from one of three avenues to effectively match with suitable lenders and USDA loan schemes.
A USDA home loan is secured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan is exclusive to rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment.
Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.
1000 North Point Street, Suite 1603, San Francisco, CA, 94109
"Property Capital Associates is dedicated to
ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.
1200 Gough Street, Suite 900, San Francisco, CA, 94109
Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.
San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. We differ from big banks by offering higher earnings and dividends on deposits accounts, lower interest rates on loans and by charging fewer fees. Plus, members have access to more than 30, 000 free ATMs across the country.
We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
180 Redwood St., Suite 250, San Francisco, CA, 94102
Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
Alex Maltez is an independent residential and commercial real estate Broker. Since becoming a REALTOR®, Alex has been an active participant in the San Mateo and San Francisco Association of REALTORS®. Alex has served on the Board of Directors for both association and on numerous committees, including: Legislative, Grievance, Professional Standards.
Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
