USDA and FHA Pro and Con in Hendersonville, Henderson County, NC
In 2025, the USDA loan limit in Hendersonville, situated in Henderson, NC, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Hendersonville, Henderson, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hendersonville, NC
Lendersa® is focused on quickly getting you the best possible USDA or FHA loan, free of hassle. Start with one of three strategies to find lenders matching USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is designated for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them a favorable option for eligible applicants.
PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.
Southern Middlesex County Teachers Federal Credit Union
39 Brunswick Woods Drive, East Brunswick, NJ, 08816
The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.
557 Cranbury Rd, Suite 23, East Brunswick, NJ, 08816
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
"At Radius Federal Credit Union, we believe that all of us share common
goals, but we nurture individual dreams. Those dreams inspire your
decisions, drive your ambitions, and revolve around what’s truly
important. That’s your 360° life. And Radius is by your side for every turn and transition."
800 E Northwest Hwy, Suite 718, Palatine, IL, 60074
Flagship Lending Inc and our experienced loan officers have helped numerous first-time home buyers, home-owners, and real estate partners to find the right mortgage products that fits in their individual needs. From FHA loan, conventional mortgage, to jumbo mortgage products or investment property loans.
Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
