USDA VS FHA in East-Flat-Rock, Henderson County, NC
In 2025, the USDA loan limit in East-Flat-Rock, situated in Henderson county of NC, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and identify the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loan options, assisting you in determining which program in best fits your financial needs.
Understanding Loan Limits and Down Payment Requirements for 2025 in East-Flat-Rock, Henderson County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in East-Flat-Rock, NC
Lendersa® strives to quickly secure the most suitable USDA or FHA loan without hassle. Start with one of three approaches to find matching lenders and explore USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, which increases accessibility for eligible rural buyers.
Members Mortgage Corp. was created in 1999, specifically to provide an honest and affordable Mortgage Loan Program to NYC’s Police and Firefighter Union Members and their families as a way of giving back to those who give so much of themselves. It was received enthusiastically by the union memberships and proved to be an immediate success.
20 Broad Hollow Road, Suite 2008B, Melville, NY, 11747
JM Capital Group is committed to helping our clients find the best mortgage rates on the market. We take the time to source the best deals from banks, credit unions and mortgage lenders to provide you with the best solutions. Everyone’s situation is unique and we care for each our clients in a personalized way.
25 Melville Park Road, Suite 110, Melville, NY, 11747
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.
25 Melville Park Road, Suite 100, Melville, NY, 11747
"We are a Faith Focused Mortgage Team. Serving clients across the United States. And helping families with arguably the most important purchase of their life.
What’s special here though… is that we’ve gotten to put together a team with Christian values, faith & family at our core."
We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747
With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
201 Old Country Rd, Suite 140, Melville, NY, 11747
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
