USDA Vs. FHA your options comparison in Walkertown, Forsyth County, NC

In 2025, the USDA loan limit in Walkertown within Forsyth county, NC, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Enhance your understanding of current USDA vs. FHA rates using the Lendersa® USDA loan calculator. Determine the required income, credit requirements, reserves, and necessary documentation to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Walkertown, Forsyth County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Walkertown, NC

The mission of Lendersa® is to effectively provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three clear starting points to connect with matching lenders and access USDA loan programs.

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What is USDA Loan in NC?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA mortgages require none, making them a compelling choice for eligible buyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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