USDA Vs. FHA Pro and Con comparison in Kings-Grant, New Hanover County, NC
For 2025, the USDA loan limit in Kings-Grant, within New Hanover county of NC, is $285,000. In contrast, the FHA maximum for a single-family home stands at $356,362.
You can utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. By doing so, assess the necessary income, credit, reserves, and documentation needed for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in determining the best option in for your particular financial context.
2025 Loan Limits and Down Payment Requirements in Kings-Grant, New Hanover County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Kings-Grant, NC
Lendersa® aims to connect you swiftly and effortlessly to the best USDA or FHA loans. You can choose among three initial steps, resulting in matched lenders and USDA loan opportunities.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. This contrasts with FHA loans, which require at least a 3.5% down payment, whereas USDA mortgages need no down payment whatsoever.
Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County.
We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
30 5th Street East, Suite 102, Kalispell, MT, 59901
At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
"For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada.
Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."
