USDA Vs. FHA your options comparison in Porters-Neck, New Hanover County, NC
In 2025, the USDA loan limit in Porters-Neck, located in New Hanover county, NC, is set at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to weigh the current USDA vs. FHA rates, determining the necessary income, credit, reserves, and documentation required for qualification. This sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs alongside each other, facilitating an informed decision on the best option in to suit your financial landscape.
Loan Limits and Downpayment Requirements for 2025 in Porters-Neck, New Hanover County, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Porters-Neck, NC
Lendersa® aims to facilitate a seamless loan process, securing the best possible USDA or FHA loan options quickly and with minimal hassle. Start by following one of three approaches to match with lenders and uncover the right USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Importantly, it is available exclusively in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, making homeownership much more accessible in eligible areas.
The advantages of such financing make USDA loans a compelling choice for homebuyers in rural settings, offering favorable terms backed by government assurance. These loans simplify the path to homeownership in countryside locations by removing typical financial barriers associated with traditional loans.
The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer
8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
