USDA Vs. FHA your options comparison in Northchase, New Hanover County, NC
In 2025, the USDA loan limit for Northchase, located in New Hanover county, NC, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA loans. Determine what income, credit, reserves, and documents are needed for qualification. See USDA, FHA, Conforming, and VA options side by side with our advanced mortgage calculator to decide which program in is optimal for your financial situation.
2025 Loan Limits and Down Payment Requirements in Northchase, New Hanover, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Solutions in Northchase, NC
The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting options to match with lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
Founded in 1941 with a mission to promote thrift to its members, City Co Federal Credit Union does so by providing competitive, quality financial products and services. Membership is open to current and former employees of Allegheny County, their families, and to those who work, conduct business, attend school in the community of Pittsburgh.
The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
"Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity.
Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
"Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes.
We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
Find the Lending Solution that Meets Your Needs.
PNC has been lending for over 100 years. We can help find the right product for you.
Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
At First National Bank of Mount Dora. Here, we build personal relationships with our customers so we can help them through all stages of life. From checking and savings accounts with mobile access, to flexible loans and lines of credit, to investments that build and protect wealth we’re known for exceptional service and commitment to our community.
