USDA Vs. FHA Pro and Con comparison in Kinston, Lenoir County, NC
In 2025, the USDA loan cap for Kinston, placed in Lenoir county, NC, is $336,500, whereas for a single-family home, the FHA cap is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you discern the best choice for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Kinston, Lenoir County, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kinston, NC
Lendersa® aims to secure you the most suitable USDA or FHA loan swiftly and with ease. Choose one of three pathways to find matching lenders and USDA loan solutions.
The USDA home loan, assured by the Department of Agriculture (also called a USDA rural development loan or USDA mortgage), is intended for properties in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
Century Oak Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Since 2000 we have specialized in construction loans, lot loans, and vacant land loans in the Western United States. We do single close construction loans for ground-up construction starting with a vacant lot or a tear down, as well as single close construction loans for rehab,remodel and additions.
Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
1800 Blankenship Road, Suite 206, West Linn, OR, 97068
Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
"Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.
Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
Team Swan is the destination for people to become homeowners. It is our mission to be the leading lender to provide families homes where they can create memories and share ideas. We want to help make people's dreams a reality by providing the security of a home for all families. All we need to do is put an address to your dream.
Capital M Lending is committed to providing ethical, honest and straightforward advice to our clients. Our financial professionals have the utmost integrity. They have the ethics, core values, and experience that meet Capital M Lending’s strict requirements Because we deeply respect our customers and value the work we do.
At Lumen Mortgage we incorporate innovative technologies that increase efficiency, protect customer information & boost communication.We provide real-time updates that keep our customers & business partners informed from pre-qualification through funding.Lumen Mortgage allows Oregon homeowners & homebuyers to view LIVE rates & prices.
Downtown Development Group LLC and its affiliates have an ownership interest in more than 1,500,000 square feet of residential, industrial, retail, and office space within the Central Business District. The company is owned by the Goodman Family who have been investing in Portland.
OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.
Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.
We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
