In 2025, the USDA loan limit for Lake-Park in Union county, NC, is set at $285,000. The FHA limit for a single-family home, however, is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best rates between USDA and FHA for today's market. Ascertain the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lake-Park, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Park, NC
Lendersa® is committed to helping you obtain the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points that lead to finding matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
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