USDA Vs. FHA Pro and Con comparison in Lake-Park, Union County, NC
In 2025, the USDA loan limit for Lake-Park in Union county, NC, is set at $285,000. The FHA limit for a single-family home, however, is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best rates between USDA and FHA for today's market. Ascertain the necessary income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lake-Park, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lake-Park, NC
Lendersa® is committed to helping you obtain the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points that lead to finding matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
1801 Research Blvd Suite 410, Rockville, MD, 20850
ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario.
DSCR- down to 0.00
Bank Statement 12/24 months
1 YEAR UN Audited P&L
Second Chance- low credit/tradelines/no credit
Foreign National- No income/ no credit requi
5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.
111 Rockville Pike, Suite 100, Rockville, MD, 20850
NIH Federal Credit Union is proud to be the nation’s largest credit union serving the healthcare & biomedical industry.We strive to provide our members with exceptional service, financial advice & banking solutions that exceed expectations & enhance their lives.Our members are focused individuals – too busy to waste time & too smart to waste money.
