USDA Vs. FHA your options comparison in Wesley-Chapel, Union County, NC
In 2025, the USDA loan limit for Wesley-Chapel in Union county, NC, is $285,000. The FHA ceiling for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, helping you to find the most suitable program in for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Wesley-Chapel, County of Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Wesley-Chapel, NC
Lendersa® aims to quickly secure the best USDA or FHA loan for you with no hassle. You can begin using one of three approaches to match with suitable lenders and USDA loan programs.
The USDA home loan is supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Differing from FHA loans that necessitate at least a 3.5% down payment, USDA loans require none.
In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga
Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.
Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. and also Maritime Mortgage Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
Universal Lending was founded over 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
We're passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves.
300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
"5 things you can expect from X5 Home Loans
1. Communication. Always know exactly where things stand.
2. Availability. Here for you whenever you need us.
3. Speed. Fast closings and quick answers to your questions.
4. Simplicity. A clear process that’s easy to understand.
5. Guidance. Personalized advice to navigate your options."
