USDA Loan Vs. FHA loan for Indian-Trail, NC [Union County Rates 2023]

In 2025, USDA loan limit in Indian-Trail, county of Union, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Indian-Trail, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 476-7079 351 miles Lender's profile and map Reviews Christian Poling - Capstar Farmington Mortgage 2002 Richard Jones Rd, Suite 1201, Nashville, TN, 37203 Christian Poling is a fifteen-year veteran of the mortgage industry in Nashville. A personable, welcoming approach with clients and their Realtors has earned him a stellar reputation among lenders. His efforts ensure knowledgeable clientele, exceptional loan terms, and a smooth process from the moment of introduction all the way to closing day.
(615) 807-1206 351 miles Lender's profile and map Reviews Blue Sky Mortgage of TN LLC 3010 Poston Ave, Nashville, TN, 37203 Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.
(443) 778-5250 351 miles Lender's profile and map Reviews APL Federal Credit Union 11050 Johns Hopkins Road, Laurel, MD, 20723 Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
(301) 586-3400 351 miles Lender's profile and map Reviews Market USA Federal Credit Union 8871 Gorman Road, Suite 100, Laurel, MD, 20723 Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
(800) 350-8061 351 miles Lender's profile and map Reviews DLP Real Estate Capital 405 Golfway West Drive, Saint Augustine, FL, 32095 DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m
(904) 824-9133 351 miles Lender's profile and map Reviews PHILANYA, INC 228 Saint Thomas St, Saint Augustine, FL, 32095 PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
(513) 636-4470 351 miles Lender's profile and map Reviews Childrens Medical Center Federal Credit Union 3333 Burnet Avenue, Cincinnati, OH, 45229 Children’s Medical Center Federal Credit Union is a member-owned and operated credit union. The mission of Children’s Medical Center Federal Credit Union is: To promote fiscal responsibility among our members, To increase the knowledge and ability of our members to manage and control their financial well- being
(513) 559-1234 351 miles Lender's profile and map Reviews Greater Cincinnati Credit Union 7221 Montgomery Rd, Cincinnati, OH, 45236 Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
(513) 985-4010 351 miles Lender's profile and map Reviews Sibcy Cline Mortgage Services 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236 Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
(513) 792-2727 351 miles Lender's profile and map Reviews Cornovus Capital 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236 CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.