USDA and FHA Pro and Con in Stallings, Union County, NC

In 2025, the USDA loan limit in Stallings, within Union, NC, is $336,500. The FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best fits your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Stallings, Union, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stallings, NC

The goal at Lendersa® is to help you quickly secure the best USDA or FHA loan. Choose one of three pathways to match with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What Are USDA Loans in NC?

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is offered only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand no down payment, making them an attractive option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Memorial Employees Federal Credit Union
  • 3501 Johnson Street, Hollywood, FL, 33021
  • MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
  • First Southeast Mortgage Corporation
  • 3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
  • "We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs. We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."
  • Prospera Mortgage LLC
  • 4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
  • With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
  • Florida Mortgage Lenders
  • 3440 Hollywood Blvd Suite 415, Hollywood, FL, 33021
  • florida-mortgage-lenders.com team is dedicated to providing our clients with the highest quality financial services, combined with the lowest rates available. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
  • RAN Funding
  • 1940 Harrison St, Hollywood, FL, 33020
  • RAN (Revenue Access Network) Funding offers unparalleled funding solutions customized for your business. Our company is built of a team of devoted and passionate people whose primary goal is to help your business succeed. Our funding products help you maintain a positive cash flow so that you can conduct business as usual.
  • Top Class Mortgage Hollywood
  • 2419 Hollywood Blvd, Suite A, Hollywood, FL, 33020
  • Top Class Mortgage Hollywood, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Lord Mortgage & Loan
  • 1925 Pembroke Road, Hollywood, FL, 33020
  • We offer guidance to those trying to set up many types of financial vehicles, including ones from HARP, the VA, the SBA, and the FHA. You also can ask about obtaining loans for a variety of purposes, including doing home improvements or renovations. We’re even willing to help customers explore reverse mortgage options.
  • COMPLETE MORTGAGE
  • 2205 Hollywood Blvd, Hollywood, FL, 33020
  • Complete Mortgage, professional mortgage company specializing in residential mortgages. At Complete Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Nationwide Lending Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
  • Nationwide Mortgage Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.