USDA Vs. FHA Pro and Con comparison in Stallings, Union County, NC
In 2025, the USDA loan limit in Stallings, within Union, NC, is $336,500. The FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program best fits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Stallings, Union, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Stallings, NC
The goal at Lendersa® is to help you quickly secure the best USDA or FHA loan. Choose one of three pathways to match with lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is offered only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans demand no down payment, making them an attractive option for eligible borrowers.
Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.
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People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
25200 Telegraph Rd, Suite 350, Southfield, MI, 48033
We believe in small businesses and the people who grow them.
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26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
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232 Professional Ct, Suite C1, Gulf Shores, AL, 36542
We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
