In the year 2026, the USDA loan limit in Laurinburg, found in the county of Scotland, NC, is designated as $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison of the most competitive rates available for USDA and FHA loans today. By understanding the necessary income, credit scores, reserves, and required documentation, you can determine your eligibility. Our detailed mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Laurinburg, Scotland, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Laurinburg, NC
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and smoothly. Select from one of three starting paths that match you with lenders and the available USDA loan programs.
The USDA home loan is a financing option insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's specifically available for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans are unique in that they do not require any down payment, making them a favorable choice for eligible borrowers.
Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.
Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.
A full service credit union open to all who live, work, or worship in Cumberland County, NC.
937 S McPherson Church Rd, Fayetteville, NC, 28303
Lends in North Carolina
Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience. Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.
639 Executive Place, Suite 203, Fayetteville, NC, 28305
Lends in North Carolina
AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.
