USDA and FHA Pro and Con in Laurinburg, Scotland County, NC
In the year 2025, the USDA loan limit in Laurinburg, found in the county of Scotland, NC, is designated as $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison of the most competitive rates available for USDA and FHA loans today. By understanding the necessary income, credit scores, reserves, and required documentation, you can determine your eligibility. Our detailed mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Laurinburg, Scotland, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Laurinburg, NC
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and smoothly. Select from one of three starting paths that match you with lenders and the available USDA loan programs.
The USDA home loan is a financing option insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's specifically available for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans are unique in that they do not require any down payment, making them a favorable choice for eligible borrowers.
Bridge Loans New York is a direct mortgage lender. We provide bridge loan funding for a wide array of commercial and personal real estate requirements. Bridge Loans New York is an authority and the source for many short and long-term loan transactions throughout New York city, state and the broader Tri-State area.
Hard Money Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. We lend strictly on commercial property that is being utilized as an investment by the borrower.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
The Messiah Baptist Church Federal Credit Union, MBCFCU, was founded in 1973. With our low-income designation we qualify for additional funding and programs to extend services to those undeserved among traditional banking institutions. We believe all should have access to capital and the resources to build a secure financial future.
We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
