USDA Vs. FHA your options comparison in Laurinburg, Scotland County, NC
In the year 2025, the USDA loan limit in Laurinburg, found in the county of Scotland, NC, is designated as $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison of the most competitive rates available for USDA and FHA loans today. By understanding the necessary income, credit scores, reserves, and required documentation, you can determine your eligibility. Our detailed mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Laurinburg, Scotland, NC
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Laurinburg, NC
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and smoothly. Select from one of three starting paths that match you with lenders and the available USDA loan programs.
The USDA home loan is a financing option insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it's specifically available for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans are unique in that they do not require any down payment, making them a favorable choice for eligible borrowers.
Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.
We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
Canyon Community Bank is to serve the people of the Tucson metropolitan area 1st & also the great State of Arizona where our expertise will allow. This will be accomplished by providing personal, confidential attention along with high quality services. We will maintain a responsible financial institution dedicated to developing economic growth.
215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
