In the year 2025, the USDA loan limit for Red-Springs in the county of Robeson, NC, stands at $285,000. Meanwhile, for FHA loans intended for single-family residences, the limit is $356,362.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's best rates between USDA and FHA mortgages. Discover the necessary income, credit, reserves, and documentation criteria you need to meet for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable program in
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| Loan Category | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to ensure you swiftly acquire the best USDA or FHA loan with minimal hassle. You can embark on one of three paths to match with lenders and USDA loan programs.
A USDA home loan is a government-backed option provided by the Department of Agriculture, often referred to as a USDA rural development loan or simply a USDA mortgage, accessible exclusively in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans necessitate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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