USDA VS FHA in Red-Springs, Robeson County, NC

In the year 2025, the USDA loan limit for Red-Springs in the county of Robeson, NC, stands at $285,000. Meanwhile, for FHA loans intended for single-family residences, the limit is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's best rates between USDA and FHA mortgages. Discover the necessary income, credit, reserves, and documentation criteria you need to meet for qualification. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable program in , tailored to your financial needs.

Explore loan offers from up to 100 lenders

Overview of 2025 loan limits and down payment requirements in Red-Springs, Robeson, NC

Loan Category Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Red-Springs, NC

The mission of Lendersa® is to ensure you swiftly acquire the best USDA or FHA loan with minimal hassle. You can embark on one of three paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan is a government-backed option provided by the Department of Agriculture, often referred to as a USDA rural development loan or simply a USDA mortgage, accessible exclusively in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
  • Frederiksted Federal Credit Union
  • 59 Queen Street, Frederiksted, VI, 00840
  • Frederiksted Federal Credit Union located in historic downtown Frederiksted, St. Croix, U.S.V.I. We here at FFCU have been serving the Virgin Island community for over six decades. We take pride in the strong, personable, and long lasting relationships that we have built with our members throughout the years.
  • First State Bank
  • 1405 Sixteenth Street, Wheatland, WY, 82201
  • First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.
  • Centinel Bank of Taos
  • 512 Paseo Del Pueblo Sur, Taos, NM, 87571
  • At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
  • Dimond Mortgage
  • 705A Paseo del Pueblo Sur, Taos, NM, 87571
  • We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
  • Crowder Mortgage Inc
  • 104 Bohn Court, Lyons, CO, 80540
  • Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
  • LoanStars Mortgage Company
  • 1200 Lonestar Road, Lyons, CO, 80540
  • At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
  • Christiansted Federal Credit Union
  • 43 King Street, Christiansted, VI, 00820
  • The Christiansted Federal Credit Union is a member owned, non-profit financial institution that reinvests its members’ money and provides a full range of personal and affordable financial services to our community. Our goal is to stimulate community development by providing a safe, sound, democratic alternative to traditional banking.
  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
  • First State Bank of Newcastle
  • 24 N. Sumner, Newcastle, WY, 82701
  • First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.
  • Dakota Western Bank
  • 202 South Main Street, Bowman, ND, 58623
  • Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom