USDA Vs. FHA Pro and Con comparison in Lincolnton, Lincoln County, NC
In 2025, the USDA loan cap for Lincolnton, located in Lincoln county, NC, stands at $336,500. In contrast, the FHA cap for a single-family home is $472,030.
Employ Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in choosing the best program tailored to your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Lincolnton, Lincoln, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lincolnton, NC
The mission of Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths to connect with suitable lenders and USDA loan programs.
The USDA home loan, bolstered by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is accessible only in rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
