USDA and FHA Pro and Con in Newton, Catawba County, NC
In 2025, the USDA loan limit for Newton in Catawba, NC is set at $336,500, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you pick the best option for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Newton, Catawba, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newton, NC
The mission of Lendersa® is to provide you with the best USDA or FHA loans quickly and without hassle. Begin your process with one of three introductory paths that link you to matching lenders and the USDA loan programs you need.
A USDA home loan, guaranteed by the government's Department of Agriculture, often referred to as a USDA rural development loan, is offered in rural areas only. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment, offering a significant benefit for eligible borrowers.
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