USDA Vs. FHA your options comparison in Maiden, Catawba County, NC

For the year 2025, the USDA loan limit in Maiden, Catawba county, NC, is $336,500. The FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Maiden, Catawba, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Maiden, NC

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and with ease. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. Available solely in rural areas, USDA loans differ from FHA loans, which require at least a 3.5% down payment, as they demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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