USDA Vs. FHA your options comparison in Maiden, Catawba County, NC

For the year 2025, the USDA loan limit in Maiden, Catawba county, NC, is $336,500. The FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Maiden, Catawba, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Maiden, NC

Lendersa® aims to provide you with the most suitable USDA or FHA loan quickly and with ease. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan, supported by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. Available solely in rural areas, USDA loans differ from FHA loans, which require at least a 3.5% down payment, as they demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Conquest Financial Corp.
  • 1028 S. San Gabriel Blvd, San Gabriel, CA, 91776
  • Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
  • First Professional Finance Corporation
  • 501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
  • At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • East Star Mortgage
  • 1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
  • Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
  • LBS Financial Credit Union
  • 5505 Garden Grove Blvd, Westminster, CA, 92683
  • Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
  • California International Bank, A National Banking Association
  • 15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
  • Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
  • Seal Real Estate
  • 14284 Beach Blvd, Westminster, CA, 92683
  • As a local area expert with knowledge of the communities, our objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail us.
  • TD Lending, Inc.
  • 13833 Beach Boulevard, Westminster, CA, 92683
  • TD Lending Inc. is actively seeking new borrower and broker relationships to grow its bridge lending business. We pride ourselves on conducting business with transparency, professionalism and integrity. and TD Lending Inc. our focus is on getting you the right loan and the right terms to fit your financial situation.
  • Sydney Funding & Realty
  • 9631 Bolsa Ave, Westminster, CA, 92683
  • We provide direct home loan solutions to all borrowers in any situations for more than 20 years. To make it convenience for your refinance or purchase loan search, we have included on this website the pre-qualified loan calculator and a short loan application that you can submit online from anywhere at any time.
  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
  • JG Real Estate LLC
  • 7902 Westminster Ave, Unit A, Westminster, CA, 92683
  • At JG Real Estate LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • HPT Finance
  • 9972 Bolsa Avenue, Suite 100, Westminster, CA, 92683
  • HPT Realty specializes in Real Estate and Mortgage in Southern Los Angeles area.HPT business ideology is influenced by her father. He believes that if people want to grow a great family, they must take time to build a home for their family first.We are dedicated to finding the home where our clients grow & share their happiness among their family.
  • 24/7 Mortgage Corporation
  • 9741 Bolsa Avenue, Suite 217, Westminster, CA, 92683
  • At 24/7 Mortgage, our team is committed to providing an excellent and streamlined mortgage experience for our clients and partners. We are a professional, responsive, and organized team, and these values are reflected in everything we do. Through the use of technology and the application of our industry knowledge,