USDA VS FHA in Nashville, Nash County, NC

The USDA loan limit for Nashville in Nash county, NC, during 2025 is set at $336,500, contrasting with the FHA limit of $472,030 for a single-family home.

Access the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans and to determine the necessary income, credit, reserves, and documents for qualification. Our enhanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to select the most suitable program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Nashville, Nash County, NC

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Nashville, NC

The objective of Lendersa® is to quickly provide the best USDA or FHA loan without hassle. Start by choosing one of three pathways that connect you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NC?

The USDA home loan is guaranteed by the U.S. government via the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is intended for rural areas exclusively. It differs from FHA loans, which require at least a 3.5% down payment, because USDA loans have no down payment obligation, enhancing their appeal in eligible rural zones.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Intercontinental Mortgage Inc.
  • 10900 Northeast 4th Street, Suite 2300, Bellevue, WA, 98004
  • Intercontinental Mortgage is a diversified financial service company. However, the business philosophy is a simple one: to offer extensive loan programs to satisfy any clients' home lending needs. Our entire staff is dedicated to promote high standards of business practices & act in accordance with all federal and state laws, rules, & regulations.
  • Quintet Mortgage, LLC
  • 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004
  • Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
  • Xpro Mortgage Inc.
  • 1601 North East 116th Avenue, Suite 114, Bellevue, WA, 98004
  • Xpro Mortgage Inc. has been in the mortgage/loan business in great Seattle area since 2013. We have helped hundreds of home owners for their new loans and refinances. We are honest, ethical, knowledgeable and very professional. If you have any needs for mortgage, whether it’s a new loan or refinance, don’t hesitate to contact us.
  • Seattle Pacific Mortgage Inc.
  • 11400 Southeast 8th Street, Suite 410, Bellevue, WA, 98004
  • The Seattle Pacific Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Upwell Mortgage, Inc.
  • 10400 NE 4th Street, Suite 500, Bellevue, WA, 98004
  • Upwell as a springboard for opportunity - to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers' needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making.
  • Sammamish Mortgage
  • 3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004
  • Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
  • Lakeshore Mortgage Services Inc
  • PO Box 2190, Kirkland, WA, 98083
  • Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.
  • Northern California Financial
  • 2001 Carmel Circle, Lodi, CA, 95242
  • We rely primarily on human interaction to obtain new business. You can visit us and ask questions at one of our tables the CDCR Facilities. Our reputation depends on personal interaction being a success thru and thru. We have worked with employees of the State of California (CDCR primarily ) for over 20 years.
  • Advisory Lending Group
  • 19125 North Creek Parkway, Suite 120, Bothell, WA, 98011
  • Our mortgage advisors strive to earn the trust of our clients and to represent their lending needs by providing financing options tailored to their specific requests. This then allows the client to make a well-informed fiscal decision when financing the purchase (or refinance) of a home.
  • Accelin Loans, LLC
  • 19125 North Creek Parkway, Suite 104, Bothell, WA, 98011
  • Accelin Loans LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the financial tools.
  • New Horizon Capital Funding
  • 17223 94th Place NE, Bothell, WA, 98011
  • New Horizon capital funding works with all businesses to meet their needs and offer a comprehensive portfolio of loans that are designed to help your business grow. We are proud to be nationally recognized as leaders in commercial financing, and have a team of experts dedicated to helping meet your financing needs.