USDA Vs. FHA Pro and Con comparison in Morganton, Burke County, NC
For 2025, the USDA loan limit in Morganton within Burke county, NC, is $336,500. In contrast, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to examine current USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Morganton, Burke, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Morganton, NC
Lendersa®'s aim is to secure the best possible USDA or FHA loan for you swiftly and without complications. Choose one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan is backed by the USDA, also known as a USDA rural development loan, available only in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not need any down payment, offering a compelling option for eligible buyers.
Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.
Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.
Spirit Financial CU was established in 1953 as Fairless Employees Credit Union, with the primary goal of helping employees of the United States Steel Corporation. In the 1980s, the credit union became known as Fairless Credit Union, reflecting the credit union’s expanded legacy of serving the financial needs of various other employee groups.
At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
6441 Thorneycroft Drive, Shelby Township, MI, 48316
Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.
7875 24 Mile Road, Suite 200, Shelby Twp, MI, 48316
Capital Lending Inc is a state wide mortgage lender. Loan closing agents that cover every city in City and County. Keep in mind, we offer the lowest mortgage interest rates available. Low closing costs if you have Excellent credit or even if you are a first time home buyer. We are always available to help.
Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
