For 2025, the USDA loan limit in Morganton within Burke county, NC, is $336,500. In contrast, the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to examine current USDA and FHA rates. Identify the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Morganton, Burke, NC
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Morganton, NC
Lendersa®'s aim is to secure the best possible USDA or FHA loan for you swiftly and without complications. Choose one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan is backed by the USDA, also known as a USDA rural development loan, available only in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not need any down payment, offering a compelling option for eligible buyers.
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