USDA Loan Vs. FHA loan pro & con Burlington, Alamance County, NC

As of 2025, the USDA loan limit for a single-family home in Burlington, within Alamance county, NC, is set at $336,500. In contrast, the limit for FHA loans is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you determine the best program in that suits your financial needs.

Available USDA and FHA Loan Options in Burlington, NC

The goal of Lendersa® is to facilitate a fast and stress-free acquisition of the best USDA or FHA loan. Choose from three starting points, each designed to connect you with matching lenders and USDA loan programs efficiently.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NC

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans necessitate no down payment at all.

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(248) 208-3900 Lender's profile and map Reviews John Adams Mortgage 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075 John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
(734) 662-8200 Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
(734) 662-1600 Lender's profile and map Reviews Bank of Ann Arbor 125 S. Fifth Ave, Ann Arbor, MI, 48104 Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
(734) 741-5858 Lender's profile and map Reviews University Bank 2015 Washtenaw Avenue, Ann Arbor, MI, 48104 University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
(203) 452-3590 Lender's profile and map Reviews PFS Mortgage 177 North St, Easton, CT, 06612 "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
(765) 472-7600 Lender's profile and map Reviews Hometown Federal Credit Union 151 N Broadway, Peru, IN, 46970 Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
(475) 210-5588 Lender's profile and map Reviews St. Vincent's Medical Center Federal Credit Union 2800 Main Street, Bridgeport, CT, 06606 St. Vincent’s Hospital Federal Credit Union was founded and chartered on May 19, 1971 to serve the employees of St. Vincent’s Hospital and their immediate family. In August, 1976 our name was changed to St. Vincent’s Medical Center Federal Credit Union to reflect the name change of our sponsor.
(203) 374-6500 Lender's profile and map Reviews Bridgeport Police Federal Credit Union 3590 Main Street, Bridgeport, CT, 06606 The Bridgeport Police Federal Credit Union was founded on June 3, 1954. Prior to 1996, the Credit Union offered primarily savings accounts, checking accounts and loans. We've come a long way since then. We're now a full-service financial institution offering everything from credit cards to online banking.
(845) 463-3011 Lender's profile and map Reviews Hudson Valley Credit Union PO Box 1071, Poughkeepsie, NY, 12602 Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
(800) 894-0300 Lender's profile and map Reviews People's United Bank 710 Water St, Bridgeport, CT, 06608 People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
(256) 468-5867 Lender's profile and map Reviews Bank Independent 710 S Montgomery Ave, Sheffield, AL, 35660 Bank Independent is a locally owned community Bank committed to making a positive difference in people's lives. We've served the financial needs of folks across North Alabama since 1947 and have grown to become a highly-rated and well-respected $2.1 billion Bank. We couldn't be where we are today without our team members