USDA Loan Vs. FHA loan pro & con for Rocky-Mount, Nash County, NC

In 2025, USDA loan limit in Rocky-Mount, county of Nash, NC is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rocky-Mount, NC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in North Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(865) 344-5626 349 miles Lender's profile and map Reviews Knoxville Mortgage Brokers 220 S. Peters Road, Suite 100, Knoxville, TN, 37923 Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(800) 489-8910 349 miles Lender's profile and map Reviews MORTGAGE INVESTORS GROUP 8320 East Walker Springs Lane, Knoxville, TN, 37923 Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations
(570) 523-1669 349 miles Lender's profile and map Reviews USNEP Employees Federal Credit Union 30 E Court, Lewisburg, PA, 17837 The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
(610) 882-8800 349 miles Lender's profile and map Reviews Embassy Bank for the Lehigh Valley 100 Gateway Drive, Bethlehem, PA, 18017 Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines
(610) 691-0041 349 miles Lender's profile and map Reviews Bethlehem 1st Federal Credit Union 2317 Easton Avenue, Bethlehem, PA, 18017 People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.
(610) 590-4840 349 miles Lender's profile and map Reviews DLP Lending 95 Highland Ave, Suite 300, Bethlehem, PA, 18017 DLP Lending leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.
610 488 2375 349 miles Lender's profile and map Reviews Direct Lending Partners 95 Highland Ave, Suite 300, Bethlehem, PA, 18017 At DLP Lending, we offer direct funding for short-term real estate loans. Our practical approach allows us to get your deal done, even when banks and traditional lenders cannot. Speak to one of our lending professionals today to see what’s truly possible, and let’s turn your property into a done deal.
(724) 297-3084 349 miles Lender's profile and map Reviews Moonlight Credit Union 101 Deer Park Road, Worthington, PA, 16262 Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(609) 874-7033 349 miles Lender's profile and map Reviews The Bank of Princeton 183 Bayard Lane, Princeton, NJ, 08540 Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon, Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
(609) 945-6200 349 miles Lender's profile and map Reviews Princeton Federal Credit Union 774 Alexander Road, Princeton, NJ, 08540 Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.